金吾财讯 | Upstart(UPST)盘前涨超26%，截至发稿，报85.06美元。消息面上，Upstart第四季度营收同比增长56%至2.19亿美元，市场预期1.82亿美元；调整后的每股收益为0.26美元，而市场预期每股亏损0.04美元。期内共发放贷款245,663笔，总计21亿美元，同比增长68%、环比增长33%。展望未来，Upstart预计2025年全年营收约为10亿美元，市场预期8.23亿美元；调整后EBITDA利润率约为18%，好于市场预期的13%。
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