对于美国向华加征额外关税,星展银行(香港)行政总裁庞华毅表示,相关关税对中国GDP影响非常小,仅为约0.3%,认为现时关税的影响不大。
他表示,去年11月该行在不良贷款方面的表现较业界为佳,业界普遍不良贷款大多来自房地产等行业,而中小企在该行的不良贷款的占比上较多,随着美国加征关税可能影响通胀,减息预期有所降温,预期今年美国会将会在下半年进行两次减息。
他表示,尽管该行预期房地产市场将持续疲软,内地及香港的房地产市场情况正在好转,但当中难免会有部分相关公司出现问题,并指该行在过去几年非常保守地管理其投资组合,采取非常积极的行动来减少潜在疲软的企业,并形容相关情况基本已稳定下来。
星展银行(香港)财务总监陈立珊表示,由于香港及内地的息差差距较大,或有较多人会选择在内地进行借贷,该行料美国在今年下半年减息两次,利率水平或维持在较高水平,故预期今年香港的贷款增长不会有太大进展,又指该行在住宅按揭贷款方面的占比较同业为少,住宅按揭占该行在香港的按揭贷款为7%。
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