智通财经APP获悉，恒生银行(00011)反弹逾3%，截至发稿，涨2.79%，报103.3港元，成交额2.91亿港元。
中金发布研报称，恒生银行2H24营收、拨备前利润、归母净利润分别同比+1.1%、+0.2%、+6.2%，业绩小幅好于该行预期，主要来自非息收入、信用成本好于预期。但公司并未宣布新一轮回购，该行认为市场对此反应较为负面。恒生银行2H24净利息收入环比下降1.5%，净息差环比下降9bp 至2.20%。2H24末公司总资产、客户贷款净额、客户存款分别环比+5.1%、-3.6%、+5.9%，虽然香港本地信贷需求仍然不佳，但存款增长良好对冲了息差下行压力。
该行续指，财富管理业务增长带动非息收入反弹。2H24恒生手续费收入同比增长22%，其中证券经纪、基金代销业务收入同比增长39%、63%，主要得益于下半年港股成交量反弹。该行认为2024年公司非息收入反弹主要得益于财富管理收入快速增长，公司全年财富管理收入同比增长22%，其中投资服务、寿险业务收入分别同比增长28%和17%，2024年新增富裕客户同比增长75%。
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