观点网讯:2月19日,恒生银行发布业绩报告,不良贷款比率升至6.12%,希望年内降息两次以缓解企业现金流压力。恒生银行行政总裁施颖茵在业绩发布会上表示,高息环境持续,为部分香港商业房地产客户带来现金流压力。由于部分香港房地产客户要求延迟还款,截至2024年年底,该行的不良贷款比率为6.12%。施颖茵重申,恒生银行三分之二的贷款均有提供充足抵押品作担保。至于无担保贷款的质量亦保持稳定,因此对恒生银行...
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