智通财经APP获悉，东亚银行(00023)绩后再涨超4%，截至发稿，涨4.36%，报11.02港元，成交额1346.48万港元。
消息面上，2月21日午间，东亚银行发布2024年度业绩，该集团取得利息收入398.09亿港元，同比增加0.3%；净利息收入165.29亿港元，同比减少2%；归属于集团股东的溢利46.08亿港元，同比增加11.9%；每股基本盈利1.52港元。
中金发布研报称，东亚银行公布2H24业绩：营收、拨备前利润、归母净利润分别同比+0.2%、+0.9%、+85.7%，业绩大幅好于该行预期，主要来自非息收入、其他减值损失好于预期。该行指出，由于公司非息收入有望保持较快增长，上调2025E、2026E盈利预测11.7%、6.6%至38.81亿港元和35.90亿港元。当前股价对应0.3倍2025E市净率和0.3倍2026E市净率。
报告指出，净利息收入环比基本平稳，公司积极优化贷款结构。2H24东亚净利息收入环比上升0.9%，净息差环比下降1bp至2.09%，中国大陆、中国香港、海外业务净息差环比分别-1bp、-10bp、+3bp。2H24末，公司总资产、客户贷款、客户存款分别环比+0.3%、-0.5%、2.1%，贷款需求不足的背景下资产负债表保持基本稳定;存款结构有所改善，CASA 存款占比环比提升2ppt 至31%。公司正持续优化贷款结构，2024 年非商业地产贷款同比增长34.9%，主要集中在贸易、制造业和战略性行业。
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