LGI Homes Inc (LGIH) Q4 2024 Earnings Call Highlights: Navigating Challenges with Strategic Growth

GuruFocus.com
26 Feb
  • Fourth Quarter Revenue: $557.4 million, a decrease of 8.4% year over year.
  • Fourth Quarter Home Closings: 1,533 homes, a decrease of 12.8% year over year.
  • Average Selling Price: $363,598, a 5.1% increase year over year.
  • Gross Margin: 22.9% in the fourth quarter.
  • Adjusted Gross Margin: 25.2% in the fourth quarter.
  • SG&A Expenses: 14.7% of revenue in the fourth quarter.
  • Fourth Quarter Net Income: $50.9 million or $2.16 per basic share.
  • Full Year Revenue: $2.2 billion, a decrease of 6.6% year over year.
  • Full Year Gross Margin: 24.2%.
  • Full Year Adjusted Gross Margin: 26.3%.
  • Full Year Net Income: $196.1 million or $8.33 per basic share.
  • Community Count: 151 active communities, a 29% increase year over year.
  • Debt to Capital Ratio: 42.1% at year end.
  • Book Value Per Share: $87.07.
  • Warning! GuruFocus has detected 7 Warning Signs with LGIH.

Release Date: February 25, 2025

For the complete transcript of the earnings call, please refer to the full earnings call transcript.

Positive Points

  • LGI Homes Inc (NASDAQ:LGIH) exceeded many of its key strategic goals for 2024, including expanding gross margins and increasing community count.
  • The company delivered full-year closings, community count, ASP, margins, and SG&A in line with its latest guidance.
  • LGI Homes Inc (NASDAQ:LGIH) opened 80 new communities in 2024, bringing the total to a record-breaking 151 active communities, representing a 29% year-over-year increase.
  • The company achieved a full-year gross margin and adjusted gross margin increase of 120 and 160 basis points, respectively.
  • LGI Homes Inc (NASDAQ:LGIH) continues to make strategic investments in land, inventory, and operating platforms to support future growth and affordability.

Negative Points

  • Revenue in the fourth quarter decreased by 8.4% year over year, driven by a 12.8% decrease in closings.
  • The average selling price decreased sequentially by 2%, reflecting higher levels of incentives on homes delivered in the fourth quarter.
  • The company experienced a lower pace of closings compared to the prior year, reflecting current challenges around affordability.
  • Selling, general, and administrative expenses increased as a percentage of revenue due to higher advertising spending and personnel expenses.
  • The cancellation rate during the fourth quarter was 28%, indicating a challenging demand environment.

Q & A Highlights

Q: Eric, regarding gross margins, the midpoint of your 2025 guidance suggests only a modest decline despite starting the year lower than 2024. Are there any offsets, such as pricing or reduced incentives, that could counteract cost inflations? A: Eric Lipar, CEO: We expect gross margins to remain similar year over year despite rising costs in labor, materials, and land development. We plan to offset these through pricing adjustments and customer incentives, currently averaging $20,000 per home. Our historical range around 25% adjusted gross margin captures developer profit, even with incentives.

Q: On your 3Q call, you mentioned not expecting a slowdown in pace for 2025, yet your absorption target is lower. What has changed in your view? A: Eric Lipar, CEO: We are anticipating a slower sales pace in 2025 due to a slower start this year and higher rates. Additionally, the opening of many new communities means new sales reps and managers need time to adapt, which is a headwind for 2025 but will benefit us in future years.

Q: Could you outline the units under construction at the end of the fourth quarter? A: Charles Merdian, CFO: We had just over 4,000 total units in inventory, with about 2,500 completed, 1,360 homes in progress, and the remainder as information centers.

Q: How does the efficiency of mortgage buydowns impact demand, especially at the entry level? A: Eric Lipar, CEO: Demand remains strong, but affordability is the main challenge, especially for first-time buyers. Incentives like rate buydowns help lower monthly payments, making homes more affordable, but it's a balance between the cost of incentives and the number of qualified buyers.

Q: Regarding your guidance, which aspects do you consider most conservative? A: Eric Lipar, CEO: Our average sales price (ASP) guidance is likely the most conservative due to expected cost inflation. Our backlog ASP is higher than our guidance, and we anticipate raising prices to offset costs.

Q: Is your community expansion in 2025 weighted towards the front or back half of the year? A: Eric Lipar, CEO: Community expansion is likely more weighted towards the back half of the year, following a ramp-up to 151 communities at the end of 2024.

Q: Are you seeing any impact from layoffs in the Washington, DC area? A: Eric Lipar, CEO: Not necessarily. Our successful community in West Virginia is driving numbers, and we haven't seen significant impacts from layoffs in the DC area.

Q: How challenging is it to attract multi-family customers to your sales centers or website? A: Eric Lipar, CEO: Demand for homeownership remains, but we are spending more on marketing to attract customers. The gap between rent and mortgage payments is wider, requiring more effort to find qualified buyers.

For the complete transcript of the earnings call, please refer to the full earnings call transcript.

This article first appeared on GuruFocus.

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