徽商银行的规模迷途与治理困局

和讯银行
26 Feb

2万亿规模的徽商银行虽居于城商行头部阵营,近年来却陷入“大而不强”的规模迷途。这艘金融舰体之下,已现蚁穴丛生之危。从业绩表现看,该行营收增速连年放缓,2021-2023年同比增幅从9.98%断崖式降至0.37%,2024年约6%的净利润增幅亦落后同业,折射出增长动能衰竭的隐忧。业绩增速连年放缓的背后,因为风险防控机制失衡、合规文化根基孱弱,导致罚单不断,而高管层腐败频发则暴露出权力监督体系的溃堤...

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