信也科技:多元化增长引擎显现;AI助推经营提质增效

中金公司
19 Mar

信也科技4Q24 业绩超出我们预期公司4Q24 营收同比+7%/环比+6%至34.6 亿元,非通用准则净利润同比+28%/环比+8%至7.2 亿元,超出我们此前预期,主要得益于业务量增长有所提速、资产质量稳中向好以及净服务费率1保持稳中有升。发展趋势政策刺激或推动需求端缓慢复苏、1Q25 用户贷款申请保持相对活跃。公司4Q24 国内放款量同比+8%/环比+9%至540 亿元、国内在贷余额同比+6%...

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