智通财经APP获悉，内险股全线走低，截至发稿，新华保险(01336)跌6.91%，报28.95港元；中国太保(02601)跌5.51%，报24.85港元；中国人寿(02628)跌5.42%，报16.06港元；中国人保(01339)跌4.85%，报4.32港元。
消息面上，国债期货午后涨幅扩大，对应国债收益率快速下行，30年期主力合约涨超1%，创去年12月以来最大涨幅，10年期主力合约涨0.33%。东吴证券此前指出，利率上行直接利好险企新增固收资产配置收益，同时缓解存量利差损压力。当前寿险公司债券配置占比超50%，利率上行期内，资产账面价值降幅小于负债端准备金降幅，净资产增厚效应显现。
华创证券此前指出，近期市场风偏边际提升，保险板块贝塔效应显著，弹性股表现领先。展望2025年一季度，负债端表现或分化显著，或体现产品转型第一年各家险企策略差异性；资产端共振，长端利率上行带来短期业绩压力，于长期利差损隐患而言有望减缓。
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