乐信Q4财报:Non-GAAP EBIT利润4.6亿元,同比增长32.5%

新浪科技
19 Mar

  新浪科技讯 3月19日上午消息,乐信发布2024年四季度未经审计财务业绩:营收36.6亿元;利润(Non-GAAP EBIT)4.6亿元,同比增长32.5%,环比增长12.5%,实现连续三个季度环比大增。

  乐信表示,四季度公司交易额519.6亿元;管理在贷余额1102.7亿元。四季度新增资产早期风险指标FPD7环比下降约8%,FPD30+环比下降约9%;大盘资产入催率环比下降约4%,90+不良率环比下降3%,各项关键风险指标连续多季度改善。资金成本连续6个季度环比下降,四季度继续下降26个bp,2024全年已累计下降超200个bp。

  乐信CEO肖文杰表示:“得益于公司过去两年风险、数据双轮驱动,底层能力持续进化并转化为生产力,我们迎来又一个业绩改善、增长的季度,新增资产质量持续改善,大盘资产质量持续提升。展望2025年,我们对全年经营快速提升充满信心。公司将坚持风险优先,加强精细化运营、丰富产品矩阵,满足不同层次用户的多元化金融需求;拓宽经营边界,实现整体业绩稳健增长。”(罗宁)

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