PANews 3月18日消息,据CoinDesk报道,加密财富管理机构 Xapo Bank 推出比特币(BTC)抵押贷款,最高可达 100 万美元,主要面向长期持有者,贷款资金可用于购房、购车或其他生活需求。
该贷款采用 20%-40% 贷款价值比(LTV),降低清算风险,即 BTC 价格需跌破 4 万美元才会触发清算。贷款期限可选择 30、90、180 或 365 天,且提前还款无罚金。Xapo 还提供实时贷款健康追踪,帮助借款人监测风险。
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