智通财经APP获悉,摩根大通(JPM.US)和沃尔玛(WMT.US)正展开合作,旨在加快向沃尔玛线上平台销售商品的商家付款速度。美国最大银行摩根大通的嵌入式金融与解决方案主管莉亚·曹表示,此次合作将便于沃尔玛市场平台商家接受和进行付款,同时借助摩根大通的系统管理现金流。
沃尔玛市场平台上有10万家卖家,销售超过7亿件商品,涵盖美容产品、服装、家居用品和电子产品等品类。沃尔玛称,其市场平台第四季度的销售额增长了40%。
企业越来越多地使用所谓的嵌入式金融软件,直接向客户和企业提供金融服务。
麦肯锡的一份报告显示,超过2万亿美元的交易规模将从传统零售商和经销商转向市场平台。
莉亚·曹称,摩根大通将此次合作视为一个增长机遇。她表示,该行在嵌入式金融合作方面已有20多家客户,预计明年这一数字将翻倍。
莉亚·曹还表示,与沃尔玛的合作目前仅面向美国商家,但两家公司正在商讨将该服务拓展至欧洲及其他地区。
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