新京报贝壳财经讯(记者姜樊)3月27日,中信银行行长(拟任)芦苇在2024年业绩发布会上表示,2025年银行净息差仍然面临较大的下降压力。总体而言,当前市场利率仍处于下行阶段,贷款市场报价利率(LPR)下调、存量按揭利率下降都将对息差形成收窄压力。尽管去年存款利率也有较大幅度的下降,但预计2025年负债成本下降难以完全对冲资产收益下降的影响。(文章来源:新京报)
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