智通财经APP讯，中国光大银行(06818)发布2024年年度报告，营业收入1354.15亿元(人民币，下同)，同比减少7.05%;归母净利润416.96亿元，同比增加2.22%;基本每股收益0.62元;拟派发末期股息每10股0.85元。
报告期末，集团资产总额69590.21亿元，比上年末增加1862.25亿元，增长2.75%;贷款和垫款本金总额39339.02亿元，比上年末增加1469.48亿元，增长3.88%，其中普惠金融、绿色、制造业、战略性新兴产业、科技型企业、民营企业等领域贷款均实现快速增长;存款余额40356.87亿元，比上年末减少588.41亿元，下降1.44%。
四季度当季，营业收入同比下降1.31%，降幅环比前三季度明显收窄。其中，利息净收入966.66亿元，同比下降10.06%;手续费及佣金净收入190.71亿元，同比下降19.52%。实现净利润419.11亿元，同比增长2.03%。
报告期末，集团不良贷款余额492.52亿元，比上年末增加17.76亿元;不良贷款率1.25%，与上年末持平;关注类贷款率1.84%，与上年末持平;逾期贷款率2.02%，比上年末上升0.07个百分点;拨备覆盖率180.59%，比上年末下降0.68个百分点。
报告期末，集团资本净额6870.77亿元，比上年末增长5.48%;资本充足率14.13%，一级资本充足率11.98%，核心一级资本充足率9.82%，均符合监管要求。
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