3月26日,中信银行交出了一份“矛盾”的2024成绩单:营收和净利润实现双增,三大业务板块(对公、零售、金融市场)中的对公业务实现了微增,但是零售业务利润却暴跌42%。要知道,“得零售者得天下”已经成为银行业铁律。中信银行的财报像极了总分好看,传统科目也比较稳,但可惜在外界最期待的科目上跛了脚。在今年国家推动消费的大趋势下,银行的零售业务迎来新的增量时代。中信银行十年转型未竟的零售困局,症结究竟在...
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