宜宾银行(02596)公布2024年业绩，净利息收入约15.78亿元，同比减少11.6%。营业收入约21.8亿元，同比增长0.5%。股东应占净利约5.13亿元，同比增长9.6%;每股基本及稀释收益 0.13元。

2024年12月31日，该集团的总资产为1092.05亿元，同比增长16.9%;发放贷款及垫款净额为约584.44亿元，同比增长18.4%;不良贷款率为1.68%，同比下降0.08个百分点;客户存款总额为845.18亿元，同比增长18.3%。

公告称，净利增长主要由于贷款市场报价利率(LPR)同比下行及集团加大营销优质客户，向部分客户发放贷款及垫款平均收益率下降，以及由于受存款期限结构变化影响，存款付息成本增加，导致净利息收入下降;同时债券市场利率下行，集团择机获取债券收益，金融投资净收益同比增加;及按照税收制度，不可扣税支出的税务影响增加，所得税支出增加所致。

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