3月31日,大新银行集团(02356)发布2024年年度业绩公告,显示出整体盈利的增长。2024年公司归母净利润为20.6亿港元,较2023年增长10.8%。净利息收入和净服务费及佣金收入均有所上升,分别增长9.8%和53.3%。值得注意的是,信贷减值亏损增长145%,达到17.91亿港元,主要由于对不良贷款的预警和拨备的增加。
在管理层讨论与分析中提到,尽管整体收入有所增长,但贷款需求依然疲软,特别是在香港及中国内地的房地产市场面临挑战。为了应对潜在的信贷风险,公司在信贷减值方面采取了审慎的措施,增加了相关拨备。此外,财务报告显示,业务分部中,个人银行业务和企业银行业务表现相对稳定,而财资及环球市场业务则受益于外汇交易的增长,净交易收入增加了57%。
总的来看,尽管市场环境充满挑战,大新银行在各业务领域的表现显示出一定的韧性和增长潜力,尤其是在财富管理和非利息收入方面的强劲增长。公司将继续关注信贷质量和市场动态,以实现可持续发展。
(文章来源:财中社)
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.