3月31日上午,光大银行副行长刘彦在该行2024年业绩发布会上表示,息差仍然在向下的通道上,压力是犹存的。经过测算,今年息差的下降幅度会好于去年息差的下降幅度。年报显示,2024年,光大银行的净利息收益率1.54%,同比下降20BPs,主要受LPR重定价、新发放贷款利率下行、国内市场利率下行等因素影响。刘彦表示,2024年光大银行负债成本较2023年下降了13个bp,2025年到期的定期存款接近总...
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