As more consumers take control of understanding their credit health, myFICO’s free FICO® Score program has provided millions with the tools and education to help them succeed

BOZEMAN, Mont., April 01, 2025--(BUSINESS WIRE)--In honor of National Financial Literacy Month, global analytics software leader FICO (NYSE: FICO) is encouraging consumers to take charge of their financial well-being by checking their FICO® Scores for free at myFICO.com/free. As more people recognize the importance of understanding their credit health, FICO has seen a nearly 70% increase in users accessing their FICO® Score 8 for free via myFICO over the past year.

As the creator of the credit score that is used by the 90% of top U.S. lenders, FICO continues to lead the way in making credit scores more accessible and understandable for consumers through its commitment to financial education through a variety of initiatives, including:

• myFICO.com: Consumers can visit myFICO.com/free to check and monitor their FICO® Score 8 for free. The site is regularly updated with credit education materials to help individuals understand their credit and financial standing.
• FICO® Score Open Access Program: Millions of consumers can access their FICO® Score directly through their bank’s online platform, mobile app, or statements.
• FICO® Score A Better Future™: FICO’s Score A Better Future program offers free nationwide credit education events. Participants learn about FICO® Score factors and receive personalized credit coaching from certified nonprofit counselors to support their financial goals.

"We recognize that FICO Scores play a key role in life’s big milestones, such as buying a car, getting an education or pursuing the dream of homeownership," said Geoff Smith, vice president and general manager of Consumer Scores at FICO. "We’re encouraged to see more consumers turning to myFICO to access their FICO Scores for free. Our goal is to provide the clarity and confidence people need."

The rise in myFICO users mirrors findings from a FICO study, which found that 74% of Americans believe their financial situation would improve with greater access to personal finance education and tools. The growing interest in resources like myFICO shows that consumers are actively seeking credit education.

"One of the biggest misconceptions about credit scores is that checking your own FICO Score will lower it," said Jenelle Dito, vice president of Consumer Empowerment and Partnerships at FICO. "Consumers can check their FICO Score as often as they like through myFICO.com or their bank without it impacting their score. This is an important step in staying informed of their financial health."

To learn more or enroll in the myFICO free FICO® Score program, visit https://www.myfico.com/free.

About myFICO

Get your FICO® Score from the people that make the FICO Scores, for free. Plus, free Equifax credit monitoring and a free Equifax credit report every month. No credit card required. For more information, visit https://www.myfico.com/products/fico-free-plan-a

About FICO

FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 200 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, insurance, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in more than 80 countries do everything from protecting 4 billion payment cards from fraud, to improving financial inclusion, to increasing supply chain resiliency. The FICO® Score, used by 90% of top US lenders, is the standard measure of consumer credit risk in the US and has been made available in over 40 other countries, improving risk management, credit access and transparency.

Learn more at https://www.fico.com/en.
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FICO and Score A Better Future are trademarks or registered trademarks of Fair Isaac Corporation in the U.S. and other countries.

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Contacts

FICO Contact
Julie Huang
press@fico.com