2024年,在有效消费需求不足、金融监管升级以及行业竞争加剧的背景下,以奇富科技、乐信、小赢科技为代表的金融科技企业,交出了一份韧性答卷。亮眼数据的背后,是一场以人工智能为核心驱动力的深度变革——企业通过战略收缩重资产业务、加码轻资产平台化运营,并借助AI技术实现运营效率与资产质量的“双重跃迁”。这也标志着行业开始告别野蛮生长,迈入技术驱动下的精耕细作时代。01 业绩亮眼,均实现双增长三家金融科技...
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