中国的零售银行业又一次来到了十字路口。一方面,在复杂多变的市场环境下,零售银行业务尚未摆脱增速下坠的“引力”。仅以上市银行财报来看,零售板块的业务增速进一步放缓,盈利表现普遍下滑。但另一方面,各银行对于零售业务的重视程度与投入力度不减。尤其,面对低利率、低增长、高风险等多重挑战的大环境,零售银行作为“压舱石”与穿越周期之“锚”的地位愈发凸显。在这种“矛盾”背后,是中国零售银行新旧周期的交替,更是...
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