We feel now is a pretty good time to analyse MoneyHero Limited's (NASDAQ:MNY) business as it appears the company may be on the cusp of a considerable accomplishment. MoneyHero Limited operates as a personal finance company. The US$32m market-cap company’s loss lessened since it announced a US$173m loss in the full financial year, compared to the latest trailing-twelve-month loss of US$114m, as it approaches breakeven. As path to profitability is the topic on MoneyHero's investors mind, we've decided to gauge market sentiment. Below we will provide a high-level summary of the industry analysts’ expectations for the company.

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According to the 2 industry analysts covering MoneyHero, the consensus is that breakeven is near. They expect the company to post a final loss in 2025, before turning a profit of US$1.1m in 2026. The company is therefore projected to breakeven just over a year from today. How fast will the company have to grow each year in order to reach the breakeven point by 2026? Working backwards from analyst estimates, it turns out that they expect the company to grow 85% year-on-year, on average, which is extremely buoyant. Should the business grow at a slower rate, it will become profitable at a later date than expected.

Underlying developments driving MoneyHero's growth isn’t the focus of this broad overview, however, take into account that by and large a high growth rate is not out of the ordinary, particularly when a company is in a period of investment.

Check out our latest analysis for MoneyHero

Before we wrap up, there’s one aspect worth mentioning. MoneyHero currently has no debt on its balance sheet, which is rare for a loss-making growth company, which usually has a high level of debt relative to its equity. This means that the company has been operating purely on its equity investment and has no debt burden. This aspect reduces the risk around investing in the loss-making company.

Next Steps:

There are key fundamentals of MoneyHero which are not covered in this article, but we must stress again that this is merely a basic overview. For a more comprehensive look at MoneyHero, take a look at MoneyHero's company page on Simply Wall St. We've also put together a list of key factors you should further examine:

1. Valuation: What is MoneyHero worth today? Has the future growth potential already been factored into the price? The intrinsic value infographic in our free research report helps visualize whether MoneyHero is currently mispriced by the market.
2. Management Team: An experienced management team on the helm increases our confidence in the business – take a look at who sits on MoneyHero’s board and the CEO’s background .
3. Other High-Performing Stocks: Are there other stocks that provide better prospects with proven track records? Explore our free list of these great stocks here.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.