《大行》汇丰研究:对内险新业务价值增长势头持谨慎态度 首选中国平安(02318.HK)

阿斯达克财经
Apr 10, 2025

汇丰环球研究表示,内地保险公司2024年人寿业务新业务价值相较2023年有增长强劲,但预计2025年增长将放缓。2024年有两轮针对保证回报储蓄产品的“清仓促销”,这为2025年的新业务销售创造了高基数,并提前拉动了客户的购买需求。利润率可能面临压力,高利润产品的前景依然疲软;保险公司可能寻求与利润率较低的银行保险分销渠道进行更多合作。对于财产与意外险,汇丰研究料收入增长为个位数,优先目标是优化...

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