事件:3 月29 日，工商银行发布2024 年年度报告。投资要点:工商银行2024 年全年营收同比下降2.52%，但2024Q4 单季度增速由负转正至1.87%，呈现回暖态势。全年净利润同比增长0.51%，其中2024Q4 单季度同比增速达1.59%，单季度表现亮眼。2024 年末净息差较3 季末小幅下降0.01pct 至1.42%。资产质量持续改善，不良率降至1.34%，较3 季末下降0.01...
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