投资要点事件：邮储银行公布2024年度报告。2024年，公司实现营业收入3487.75亿元（+1.83%，YoY），归母净利润864.79亿元（+0.24%，YoY）。12月末，公司总资产17.08万亿元（+8.64%，YoY），不良贷款率0.90%（+4BPs，QoQ），不良贷款拨备覆盖率286.15%（-15.73PCT，QoQ）。全年净息差为1.87%，同比下降14BPs。公司拟引入财政部...
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