Banner (BANR) reported $160.19 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 10.8%. EPS of $1.29 for the same period compares to $1.22 a year ago.

The reported revenue represents a surprise of +2.56% over the Zacks Consensus Estimate of $156.19 million. With the consensus EPS estimate being $1.23, the EPS surprise was +4.88%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Banner performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency Ratio: 63.2% versus the three-analyst average estimate of 63.9%.
• Net charge-offs / Average loans receivable: 0% versus the three-analyst average estimate of 0.1%.
• Net interest margin (tax equivalent): 3.9% compared to the 3.8% average estimate based on three analysts.
• Total non-performing loans: $38.96 million versus the two-analyst average estimate of $41.82 million.
• Total non-performing assets: $42.73 million compared to the $45.15 million average estimate based on two analysts.
• Average Balance - Total interest-earning assets: $14.94 billion versus $15.09 billion estimated by two analysts on average.
• Net interest income: $141.08 million versus the three-analyst average estimate of $138.53 million.
• Total non-interest income: $19.11 million versus the three-analyst average estimate of $17.66 million.
• Net interest income/rate spread (tax equivalent): $144.36 million versus the two-analyst average estimate of $141.89 million.
• Mortgage banking operations: $3.10 million versus $2.77 million estimated by two analysts on average.

View all Key Company Metrics for Banner here>>>

Shares of Banner have returned -7.8% over the past month versus the Zacks S&P 500 composite's -4.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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