As the U.S. stock market grapples with volatility, influenced by recent sell-offs and economic uncertainties tied to tariffs and Federal Reserve policies, investors are increasingly looking towards stable investment options like dividend stocks. In such a fluctuating environment, selecting dividend stocks can offer potential for steady income streams while navigating through market turbulence.

Top 10 Dividend Stocks In The United States

Click here to see the full list of 173 stocks from our Top US Dividend Stocks screener.

Let's take a closer look at a couple of our picks from the screened companies.

CB Financial Services

Simply Wall St Dividend Rating: ★★★★★☆

Overview: CB Financial Services, Inc. is the bank holding company for Community Bank, offering a range of banking products and services to individuals and businesses in southwestern Pennsylvania and West Virginia, with a market cap of $143.29 million.

Operations: CB Financial Services, Inc. generates revenue primarily through its Community Banking segment, which accounted for $50.03 million.

Dividend Yield: 3.5%

CB Financial Services offers a stable dividend yield of 3.55%, though it lags behind top-tier US dividend payers. The dividend has been reliable and growing over the past decade, with a current payout ratio of 40.8% and expected coverage in three years at 48.5%. Despite earnings forecasted to decline by 3.6% annually, dividends remain sustainable due to strong coverage by earnings. Recent executive changes include appointing Amanda Engles as interim CFO following Jamie L. Prah's resignation.

• Get an in-depth perspective on CB Financial Services' performance by reading our dividend report here.
• Insights from our recent valuation report point to the potential overvaluation of CB Financial Services shares in the market.

First Merchants

Simply Wall St Dividend Rating: ★★★★★☆

Overview: First Merchants Corporation, with a market cap of $2.08 billion, operates as the financial holding company for First Merchants Bank, offering commercial and consumer banking services.

Operations: First Merchants Corporation generates its revenue primarily through its Community Banking segment, which accounts for $610.99 million.

Dividend Yield: 3.9%

First Merchants offers a reliable dividend yield of 3.95%, lower than top-tier US payers but stable and growing over the past decade. With a current payout ratio of 40.6% and expected coverage at 35.4% in three years, dividends are well-supported by earnings. The company trades significantly below its fair value estimate, enhancing its appeal for value investors. Recent actions include a share repurchase program worth $100 million, reflecting confidence in financial stability and future prospects.

• Click here to discover the nuances of First Merchants with our detailed analytical dividend report.
• Our expertly prepared valuation report First Merchants implies its share price may be lower than expected.

OceanFirst Financial

Simply Wall St Dividend Rating: ★★★★★★

Overview: OceanFirst Financial Corp., with a market cap of $907.93 million, operates as the bank holding company for OceanFirst Bank N.A.

Operations: OceanFirst Financial Corp. generates revenue primarily through its Community Banking Operations, which amounted to $375.23 million.

Dividend Yield: 5.1%

OceanFirst Financial offers a high dividend yield of 5.1%, ranking in the top 25% of US payers, with stable and growing dividends over the past decade. The payout ratio is a sustainable 48.6%, forecasted to improve to 41.9% in three years, ensuring coverage by earnings. Trading at a good value relative to peers, it recently announced the redemption of its Series A Preferred Stock, reflecting strategic financial management amidst consistent dividend affirmations.

• Click to explore a detailed breakdown of our findings in OceanFirst Financial's dividend report.
• Upon reviewing our latest valuation report, OceanFirst Financial's share price might be too pessimistic.

Turning Ideas Into Actions

• Navigate through the entire inventory of 173 Top US Dividend Stocks here.
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Want To Explore Some Alternatives?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
• Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
• Find companies with promising cash flow potential yet trading below their fair value.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Companies discussed in this article include NasdaqGM:CBFV NasdaqGS:FRME and NasdaqGS:OCFC.

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