Affirm Holdings Expands Credit Reporting for Pay-Over-Time Loans to TransUnion

MT Newswires Live

Apr 22, 2025

Affirm Holdings (AFRM) plans to expand credit reporting on new pay-over-time loans to TransUnion (TRU), effective May 1.

The new reporting won't affect credit scores in the near term, the companies said Tuesday in a statement.

"In the future, as new credit scoring models are developed, this information may factor into consumers' scores, with the aim of supporting more informed lending decisions," the companies said.

All new Affirm pay-over-time loans, including Pay in 4 and longer-term monthly installments, will be reported to TransUnion, according to the statement.

Shares of Affirm rose 4.3% in recent Tuesday trading, and TransUnion gained 4.6%.

Price: 42.40, Change: +1.75, Percent Change: +4.32

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