Comerica (CMA) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

Zacks
21 Apr

For the quarter ended March 2025, Comerica Incorporated (CMA) reported revenue of $829 million, up 5.7% over the same period last year. EPS came in at $1.25, compared to $1.29 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $831.98 million, representing a surprise of -0.36%. The company delivered an EPS surprise of +9.65%, with the consensus EPS estimate being $1.14.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Comerica performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Efficiency Ratio: 70.3% versus 71.9% estimated by five analysts on average.
  • Net interest margin: 3.2% versus the five-analyst average estimate of 3.2%.
  • Net charge-offs (recoveries)/Average total loans: 0.2% versus 0.2% estimated by five analysts on average.
  • Average Balance - Total earning assets: $70.38 billion compared to the $71.18 billion average estimate based on four analysts.
  • Total nonperforming assets: $301 million compared to the $314.05 million average estimate based on three analysts.
  • Total nonperforming loans: $301 million compared to the $317.08 million average estimate based on two analysts.
  • Total noninterest income: $254 million compared to the $266.25 million average estimate based on five analysts.
  • Net interest income: $575 million versus $566.88 million estimated by five analysts on average.
  • Service charges on deposit accounts: $46 million compared to the $46.05 million average estimate based on three analysts.
  • Fiduciary income: $52 million compared to the $54.23 million average estimate based on three analysts.
  • Commercial lending fees: $16 million compared to the $17.35 million average estimate based on three analysts.
  • Bank-owned life insurance: $9 million versus $11.03 million estimated by two analysts on average.
View all Key Company Metrics for Comerica here>>>

Shares of Comerica have returned -10.3% over the past month versus the Zacks S&P 500 composite's -5.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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