Compared to Estimates, Trustmark (TRMK) Q1 Earnings: A Look at Key Metrics

Zacks
23 Apr

Trustmark (TRMK) reported $197.32 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 3%. EPS of $0.88 for the same period compares to $0.68 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $196.3 million, representing a surprise of +0.52%. The company delivered an EPS surprise of +7.32%, with the consensus EPS estimate being $0.82.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Trustmark performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Net Interest Margin: 3.8% compared to the 3.8% average estimate based on three analysts.
  • Efficiency Ratio: 61.8% versus 64.2% estimated by three analysts on average.
  • Net (recoveries) charge-offs / average loans: 0% compared to the 0.2% average estimate based on two analysts.
  • Total nonaccrual LHFI: $86.62 million compared to the $85.01 million average estimate based on two analysts.
  • Total nonperforming assets: $94.97 million versus the two-analyst average estimate of $92.38 million.
  • Average Balances - Total earning assets: $16.74 billion versus the two-analyst average estimate of $16.70 billion.
  • Net Interest Income: $152.06 million versus $153.66 million estimated by three analysts on average.
  • Total Noninterest income: $42.58 million versus $48.82 million estimated by three analysts on average.
  • Net Interest Income (FTE): $154.74 million versus the two-analyst average estimate of $155.26 million.
View all Key Company Metrics for Trustmark here>>>

Shares of Trustmark have returned -6.9% over the past month versus the Zacks S&P 500 composite's -8.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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