银行行业深度报告:从年报看国有大行经营与资产配置变化

平安证券股份有...
24 Apr

盈利分析:盈利边际改善,农行增速领跑大行。24年全年六家国有银行实现净利润同比增长1.8%,增速较前三季度提升1.0pct,农行净利润同比上行4.7%居同业首位。从营收来看,六家国有行营收同比回落0.3%,其中农业银行营收同比上行2.3%,领跑同业。六大行整体受到资产收益率下行影响息差整体收窄,24年末六大行净息差平均回落15BP,其中交通银行同比仅回落1BP,居同业首位,从绝对值来看,邮储银行...

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