BlockBeats 消息,4 月 28 日,据官方消息,OKX 宣布面向全球超过一亿用户推出一款全新产品——加密支付应用 OKX Pay V1 版。OKX Pay 将作为一个子应用集成在现有 OKX App 中,首先在部分市场上线,并计划在未来几个月内全面推向全球。其核心创新包括:
1、简化自托管体验:通过将私钥一分为二,一半由用户保存在 Passkey 钱包,另一半由 OKX 托管,实现既安全又便捷的钱包管理。同时支持通过零知识(ZK)技术实现邮箱找回,降低遗失风险。
2、简便的加密支付:支持通过消息方式转账,起步支持 USDT、USDC,零手续费、即时到账、无限额(符合合规要求)。
3、静默收益功能:存入资金将自动参与低风险链上协议获取收益,无需手动质押,资金可随时提取。
安全与合规保障方面,OKX Pay 内置 KYC、AML 及多重签名控制,确保用户资金安全且 OKX 无法在无授权情况下操作用户资产。
技术支持方面,OKX Pay 基于 ZK Layer2 区块链——X Layer,确保交易成本为零,并计划未来整合如 Mastercard、Stripe 等支付服务商,实现商户端便捷支付。
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