美国Car-Mart公司（NASDAQ:CRMT）周四股价上涨。该公司报告第二季度销售额为3.47269亿美元（下降3.5%），高于市场预期的3.4437亿美元。由于零售单位销售减少，收入有所下降。收入下降部分被利息收入增加及服务合同收入的1320万美元收益所抵消。季度销售的调整后毛利率为36.5%，同比提高200个基点，环比提高150个基点。 公司表示：“我们改进批发结果和定价的举措体现了这些改进的利润。”美国Car-Mart报告利息收入增长3.6%，达到6149.5万美元。总收款额增长3.3%，达到1.738亿美元。公司总裁兼首席执行官Doug Campbell表示：“我们改进了交易结构，产生了更高的首付，并受益于更高的收款和毛利率。” 信贷损失准备金占融资应收款的百分比从7月31日的25.00%下降至10月31日的24.72%。主要原因是基于LOS系统（改进的承保系统）发起的贷款表现优良以及历史损失率的改善。公司报告本季度调整后的每股亏损0.24美元。 在本季度内，公司增加了850万美元的融资应收款，库存增加760万美元，购置了140万美元的固定资产。此外，公司减少了4960万美元的债务（扣除现金后净值）。Campbell补充道：“我们在进行技术升级以增强运营的过程中，紧密管理费用。” CRMT股价变动：截至周四最新检查，美国Car-Mart股价上涨18.25%，至54.04美元。 另请阅读：美国Car-Mart发布乐观销售数据，并加入Methode Electronics、Verint Systems、Brown-Forman和其他周四股价上涨的大型股票行列

以上内容来自Benzinga Earnings专栏，原文如下：

America’s Car-Mart, Inc. (NASDAQ:CRMT) shares are trading higher on Thursday.

The company reported second-quarter sales of $347.269 million (down 3.5%), beating the street view of $344.37 million. Revenues fell owing to a decrease in retail units sold. 

The decline in revenue was partially offset by an increase in interest income and a $13.2 million benefit in service contract revenue.  

Adjusted gross margin as a percentage of sales for the quarter was 36.5%, an improvement of 200 bps over the prior year’s quarter and 150 bps sequentially.

“Our initiatives in improving wholesale results and pricing improvements are reflected in these improved margins,” said the company.

America’s Car-Mart reported a 3.6% increase in interest income to $61.495 million. Total collections grew by 3.3%, reaching $173.8 million.

“We improved deal structures, generated higher down payments, and benefited from higher collections and gross margins,” said President and CEO Doug Campbell.

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The allowance for credit loss as a percentage of finance receivables, net of deferred revenue and pending accident protection plan claims decreased from 25.00% on July 31 to 24.72% on Oct. 31.

The primary driver of this change was favorable performance in loans originated under LOS (improved underwriting system) and the improvements it is driving in the historical loss rates, America’s Car-Mart said.

The company reported an adjusted loss per share of 24 cents in the quarter under review.

During the quarter, the company increased finance receivables by $8.5 million, raised inventory by $7.6 million, and purchased $1.4 million in fixed assets. It also reduced debt by $49.6 million, net of cash.

“We’re closely managing expenses during ongoing implementation of technology upgrades to strengthen our operations,” Campbell added.

CRMT Price Action: America’s Car-Mart shares are trading higher by 18.25% to $54.04 at last check Thursday.

Read Next: • America’s Car-Mart Posts Upbeat Sales, Joins Methode Electronics, Verint Systems, Brown-Forman And Other Big Stocks Moving Higher On Thursday

Photo: Courtesy Americas Car-Mart