** Western Alliance Bancorp's stock trading at a "bargain", J.P.Morgan says
** Bank may see lower deposit costs and higher net interest margin — the difference between the rates earned on loans and paid out on deposits — in 2025, brokerage says
** Fewer rate cuts by the Federal Reserve could also help WAL as 51% of its assets fetch variable interest rates - J.P.Morgan
** Bank has adequate capital, which gives it the flexibility to implement "capital actions" next year, brokerage says, referring to potential dividends and stock buybacks
** Stock up ~37% YTD
(Reporting by Niket Nishant in Bengaluru)
((Niket.Nishant@thomsonreuters.com))
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