Mortgage, primarily consisting of salaries and employee benefits, 
        mortgage lending costs and professional and other service fees. 
 

Exhibit 6 - Consolidated Balance Sheets

 
(in thousands, except      December     September     June 30,     March 31,   December 31, 
share data)                31, 2024      30, 2024       2024         2024          2023 
                          -----------  ------------  -----------  -----------  ------------- 
Assets                                                                           (audited) 
Cash and due from banks   $   39,197   $    40,538   $   32,762   $   41,231   $   47,234 
Interest earning 
 deposits with banks         519,853       614,345      238,346      577,843      242,709 
Restricted cash               24,365        10,087       32,430       33,897       25,849 
Other short-term 
 investments                   6,944         6,871        6,781        6,700        6,080 
                           ---------    ----------    ---------    ---------    --------- 
          Cash and cash 
           equivalents       590,359       671,841      310,319      659,671      321,872 
                           ---------    ----------    ---------    ---------    --------- 
Securities 
Debt securities 
 available for sale, at 
 fair value                1,437,170     1,476,378    1,269,356    1,298,073    1,217,502 
Debt securities held to 
 maturity, at amortized 
 cost (1)                         --            --      219,613      224,014      226,645 
Equity securities with 
 readily determinable 
 fair value not held for 
 trading                       2,477         2,562        2,483        2,480        2,534 
Federal Reserve Bank and 
 Federal Home Loan Bank 
 stock                        58,278        63,604       56,412       54,001       50,294 
                           ---------    ----------    ---------    ---------    --------- 
          Securities       1,497,925     1,542,544    1,547,864    1,578,568    1,496,975 
                           ---------    ----------    ---------    ---------    --------- 
Loans held for sale, at 
 lower of cost or fair 
 value (2)                        --       553,941      551,828           --      365,219 
Mortgage loans held for 
 sale, at fair value          42,911        43,851       60,122       48,908       26,200 
Loans held for 
 investment, gross         7,224,368     6,964,171    6,710,961    6,957,475    6,873,493 
Less: Allowance for 
 credit losses                84,963        79,890       94,400       96,050       95,504 
                           ---------    ----------    ---------    ---------    --------- 
          Loans held for 
           investment, 
           net             7,139,405     6,884,281    6,616,561    6,861,425    6,777,989 
                           ---------    ----------    ---------    ---------    --------- 
Bank owned life 
 insurance                   243,547       241,183      238,851      237,314      234,972 
Premises and equipment, 
 net                          31,814        32,866       33,382       44,877       43,603 
Deferred tax assets, net      53,543        41,138       48,779       48,302       55,635 
Operating lease 
 right-of-use assets         100,028       100,158      100,580      117,171      118,484 
Goodwill                      19,193        19,193       19,193       19,193       19,193 
Accrued interest 
 receivable and other 
 assets (3)(4)               178,966       222,131      220,259      202,343      256,185 
                           ---------    ----------    ---------    ---------    --------- 
          Total assets    $9,897,691   $10,353,127   $9,747,738   $9,817,772   $9,716,327 
                           =========    ==========    =========    =========    ========= 
Liabilities and 
Stockholders' Equity 
Deposits 
Demand 
Noninterest bearing       $1,504,229   $ 1,482,061   $1,465,140   $1,397,331   $1,426,919 
Interest bearing           2,229,467     2,389,605    2,316,976    2,619,115    2,560,629 
Savings and money market   1,885,928     1,835,700    1,723,233    1,616,719    1,610,218 
Time                       2,234,445     2,403,578    2,310,662    2,245,078    2,297,097 
                           ---------    ----------    ---------    ---------    --------- 
          Total deposits   7,854,069     8,110,944    7,816,011    7,878,243    7,894,863 
Advances from the 
 Federal Home Loan Bank      745,000       915,000      765,000      715,000      645,000 
Senior notes                  59,843        59,764       59,685       59,605       59,526 
Subordinated notes            29,624        29,582       29,539       29,497       29,454 
Junior subordinated 
 debentures held by 
 trust subsidiaries           64,178        64,178       64,178       64,178       64,178 
Operating lease 
 liabilities (5)             106,071       105,875      105,861      122,267      123,167 
Accounts payable, 
 accrued liabilities and 
 other liabilities (6)       148,439       164,896      173,122      210,897      164,071 
                           ---------    ----------    ---------    ---------    --------- 
          Total 
           liabilities     9,007,224     9,450,239    9,013,396    9,079,687    8,980,259 
                           ---------    ----------    ---------    ---------    --------- 
 
Stockholders' equity 
Class A common stock           4,214         4,210        3,357        3,373        3,361 
Additional paid in 
 capital                     343,830       342,508      189,601      192,237      192,701 
Retained earnings            582,229       569,131      620,299      618,359      610,802 
Accumulated other 
 comprehensive loss          (39,806)      (12,961)     (78,915)     (75,884)     (70,796) 
                           ---------    ----------    ---------    ---------    --------- 
          Total 
           stockholders' 
           equity            890,467       902,888      734,342      738,085      736,068 
                           ---------    ----------    ---------    ---------    --------- 
          Total 
           liabilities 
           and 
           stockholders' 
           equity         $9,897,691   $10,353,127   $9,747,738   $9,817,772   $9,716,327 
                           =========    ==========    =========    =========    ========= 
 
 

__________

 
(1)    Estimated fair value of $192,403, $198,909 and $204,945 at June 30, 
       2024, March 31, 2024 and December 31, 2023, respectively. During the 
       third quarter of 2024, the Company executed an investment portfolio 
       repositioning and transferred approximately $220 million in debt 
       securities from held to maturity to the available for sale category. 
(2)    As of September 30, 2024 and June 30, 2024, includes loans held for 
       sale and a valuation allowance of $1.3 million, in connection with the 
       Houston Transaction. As of December 31, 2023, includes a valuation 
       allowance of $35.5 million as a result of fair value adjustment. 
(3)    As of December 31, 2024, September 30, 2024, June 30, 2024, March 31, 
       2024 and December 31, 2023, includes derivative assets with a total 
       fair value of $48.0 million, $52.3 million, $64.0 million, $64.7 
       million and $59.9 million, respectively. As of December 31, 2023, 
       includes a receivable from insurance carrier for $62.5 million in 
       connection with the restructuring of the Company's BOLI in the fourth 
       quarter of 2023, which were collected in the first quarter of 2024. 
(4)    As of September 30, 2024 and June 30, 2024, includes other assets for 
       sale of approximately $21.4 million and $23.6 million, respectively, in 
       connection with the Houston Transaction. 
(5)    Consists of total long-term lease liabilities. Total short-term lease 
       liabilities are included in other liabilities. 
(6)    As of December 31, 2024, September 30, 2024, June 30, 2024, March 31, 
       2024 and December 31, 2023, includes derivatives liabilities with a 
       total fair value of $47.6 million, $51.3 million, $62.9 million, $63.8 
       million and $59.4 million, respectively. 
 

Exhibit 7 - Loans

Loans by Type - Held For Investment

The loan portfolio held for investment consists of the following loan classes:

 
                       December   September   June 30,    March 31,    December 
(in thousands)         31, 2024    30, 2024      2024        2024      31, 2023 
                      ----------  ----------  ----------  ----------  ---------- 
Real estate loans                                                     (audited) 
    Commercial real 
    estate 
       Non-owner 
        occupied      $1,678,473  $1,688,308  $1,714,088  $1,672,470  $1,616,200 
       Multi-family 
        residential      336,229     351,815     359,257     349,917     407,214 
       Land 
        development 
        and 
        construction 
        loans            495,208     421,489     343,472     333,198     300,378 
                       ---------   ---------   ---------   ---------   --------- 
                       2,509,910   2,461,612   2,416,817   2,355,585   2,323,792 
    Single-family 
     residential       1,516,082   1,499,599   1,446,569   1,490,711   1,466,608 
    Owner occupied     1,007,074   1,001,762     981,405   1,193,909   1,175,331 
                       ---------   ---------   ---------   ---------   --------- 
                       5,033,066   4,962,973   4,844,791   5,040,205   4,965,731 
Commercial loans       1,747,859   1,630,018   1,521,533   1,550,140   1,503,187 
Loans to financial 
 institutions and 
 acceptances             170,435      92,489      48,287      29,490      13,375 
Consumer loans and 
 overdrafts (1)          273,008     278,391     296,350     337,640     391,200 
                       ---------   ---------   ---------   ---------   --------- 
Total loans           $7,224,368  $6,964,171  $6,710,961  $6,957,475  $6,873,493 

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