SoFi Technologies (SOFI) reported adjusted earnings Monday of $0.05 per diluted share, up from $0.02 a year earlier.
Analysts polled by FactSet expected $0.04.
Total net revenue for the quarter ended Dec. 31 was $734.1 million, up from $615.4 million a year earlier.
Analysts surveyed by FactSet expected $674.6 million.
The company expects Q1 GAAP EPS of $0.03 on adjusted net revenue of $725 to $745 million. Analysts surveyed by FactSet expect $0.05 per share on revenue of $688 million.
For the full year 2025, the company expects GAAP EPS of $0.25 to $0.27 on adjusted net revenue of $3.20 to $3.28 billion. Analysts polled by FactSet expect $0.28 per share on revenue of $3.02 billion.
SOFI shares fell more than 14% in premarket trading.
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