** Shares of credit card giant American Express AXP.N fall as much as 3.4%; last down 2.3% at $309.64
** Q1 expectations are "too high", says AXP CFO Christophe Le Caillec at UBS Financial Services conference
** Investors and analysts expect Q1 revenue growth to be pretty flat sequentially, but it cannot be flat - Le Caillec
** AXP expects Q1 revenue growth to be down sequentially due to one less day in the quarter and the impact of a stronger U.S. dollar
** Brokerage BTIG says it was a "surprising negative guidance" to Q1 revenue, adding that it is now inclined to look at the low end of AXP's 2025 revenue growth forecast of 8% to 10%
** Underperformance in Q1 is also "particularly surprising" versus the strength in Q4 - brokerage
** AXP stock jumped 58.4% in 2024
(Reporting by Arasu Kannagi Basil in Bengaluru)
((ArasuKannagi.Basil@thomsonreuters.com))
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