Bendigo and Adelaide Bank (ASX:BEN) reported fiscal first half-year cash earnings per share of AU$0.469, down from AU$0.474 per share a year earlier.

It also reported earnings of AU$0.365 per diluted share, down from AU$0.449 per diluted share a year earlier. Analysts polled by Visible Alpha expected diluted EPS of AU$0.4385.

Total net interest income was AU$818.8 million, up from AU$798 million a year earlier.

Total income, combining net interest income and other revenue, fell to AU$949 million from AU$1.03 billion year on year. Analysts consensus as polled by Visible Alpha were expecting AU$1.01 billion in total operating revenue for the period.

The board declared a dividend of AU$0.30 per share, unchanged from the previous reported period, payable on March 31 to shareholders of record as of Feb. 27.