Hancock Whitney (HWC) reported $364.7 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 3%. EPS of $1.38 for the same period compares to $1.28 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $364.77 million, representing a surprise of -0.02%. The company delivered an EPS surprise of +7.81%, with the consensus EPS estimate being $1.28.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Hancock Whitney performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net interest margin (TE): 3.4% versus 3.4% estimated by four analysts on average.
• Efficiency Ratio: 55.2% versus the four-analyst average estimate of 56.5%.
• Total net charge-offs as a percentage of average loans: 0.2% versus 0.2% estimated by three analysts on average.
• Average Balance - Total interest earning assets: $32.02 billion versus $32.32 billion estimated by three analysts on average.
• Total nonperforming loans: $104.21 million versus $105.41 million estimated by two analysts on average.
• Total nonperforming assets(Total nonaccrual loans + ORE and foreclosed assets): $130.90 million versus the two-analyst average estimate of $138.12 million.
• Total Noninterest Income: $94.79 million versus the four-analyst average estimate of $92.10 million.
• Net interest income (TE): $272.71 million compared to the $276.21 million average estimate based on four analysts.
• Net Interest Income: $269.91 million versus the three-analyst average estimate of $272.82 million.
• Secondary mortgage market operations: $3.47 million versus $3.25 million estimated by two analysts on average.
• Bank card and ATM fees: $20.71 million compared to the $20.92 million average estimate based on two analysts.
• Investment and annuity fees and insurance commissions: $11.42 million versus $12.39 million estimated by two analysts on average.

View all Key Company Metrics for Hancock Whitney here>>>

Shares of Hancock Whitney have returned -7.3% over the past month versus the Zacks S&P 500 composite's -3.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report

Hancock Whitney Corporation (HWC) : Free Stock Analysis Report

This article originally published on Zacks Investment Research (zacks.com).

Zacks Investment Research