For the quarter ended March 2025, Huntington Bancshares $(HBAN)$ reported revenue of $1.94 billion, up 9.5% over the same period last year. EPS came in at $0.34, compared to $0.28 in the year-ago quarter.

The reported revenue represents a surprise of +2.10% over the Zacks Consensus Estimate of $1.9 billion. With the consensus EPS estimate being $0.31, the EPS surprise was +9.68%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Huntington Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency Ratio: 58.9% versus 61.3% estimated by five analysts on average.
• Net Interest Margin (FTE): 3.1% compared to the 3% average estimate based on five analysts.
• Net charge-offs / Average total loans and leases: 0.3% versus 0.3% estimated by five analysts on average.
• Average Balance - Total earning assets: $188.30 billion versus $187.26 billion estimated by four analysts on average.
• Tier 1 Leverage Ratio: 8.5% versus 8.5% estimated by three analysts on average.
• Tier 1 Risk-Based Capital Ratio: 11.9% versus 12% estimated by two analysts on average.
• Total Non-Interest Income: $494 million versus $511.87 million estimated by five analysts on average.
• Mortgage banking income: $31 million versus the four-analyst average estimate of $31.15 million.
• Customer deposit and loan fees: $86 million compared to the $85.36 million average estimate based on four analysts.
• Payments and cash management revenue: $155 million compared to the $154.85 million average estimate based on four analysts.
• Wealth and asset management revenue: $101 million versus the four-analyst average estimate of $94.48 million.
• Capital markets and advisory fees: $67 million versus the four-analyst average estimate of $72.25 million.

View all Key Company Metrics for Huntington Bancshares here>>>

Shares of Huntington Bancshares have returned -11.4% over the past month versus the Zacks S&P 500 composite's -6.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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