Compared to Estimates, Fifth Third Bancorp (FITB) Q1 Earnings: A Look at Key Metrics

Zacks
04-17

Fifth Third Bancorp (FITB) reported $2.13 billion in revenue for the quarter ended March 2025, representing a year-over-year increase of 1.5%. EPS of $0.73 for the same period compares to $0.76 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $2.14 billion, representing a surprise of -0.34%. The company delivered an EPS surprise of +4.29%, with the consensus EPS estimate being $0.70.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Fifth Third Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Net interest margin (FTE): 3% versus the seven-analyst average estimate of 3%.
  • Efficiency Ratio (FTE): 61% compared to the 61.4% average estimate based on seven analysts.
  • Net charge-off ratio (NCO ratio): 0.5% versus 0.5% estimated by six analysts on average.
  • Book value per share: $27.41 versus the six-analyst average estimate of $27.
  • Return on average assets: 1% versus 0.9% estimated by five analysts on average.
  • Tangible book value per share (including AOCI): $19.92 versus the five-analyst average estimate of $19.14.
  • Average balance - Total interest-earning assets: $192.81 billion versus $195.59 billion estimated by five analysts on average.
  • Return on average common equity: 10.8% versus 10.2% estimated by four analysts on average.
  • Leverage Ratio: 9.2% versus the three-analyst average estimate of 9.3%.
  • CET1 Capital Ratio: 10.5% versus 10.5% estimated by three analysts on average.
  • Total Nonperforming Assets: $996 million compared to the $870.11 million average estimate based on three analysts.
  • Tier 1 risk-based Capital Ratio: 11.7% compared to the 11.8% average estimate based on three analysts.
View all Key Company Metrics for Fifth Third Bancorp here>>>

Shares of Fifth Third Bancorp have returned -12.8% over the past month versus the Zacks S&P 500 composite's -6.3% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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