Middlefield Banc Corp. (MBCN) reported $18.04 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 7.6%. EPS of $0.60 for the same period compares to $0.51 a year ago.

The reported revenue represents a surprise of +4.59% over the Zacks Consensus Estimate of $17.25 million. With the consensus EPS estimate being $0.48, the EPS surprise was +25.00%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Middlefield Banc performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency ratio: 65.2% compared to the 69.5% average estimate based on two analysts.
• Net Interest Margin: 3.7% versus the two-analyst average estimate of 3.6%.
• Average Interest Earning Assets: $1.80 billion versus $1.77 billion estimated by two analysts on average.
• Total Noninterest Income: $1.94 million versus $1.90 million estimated by two analysts on average.
• Net Interest Income: $16.10 million versus $15.85 million estimated by two analysts on average.

View all Key Company Metrics for Middlefield Banc here>>>

Shares of Middlefield Banc have returned -7% over the past month versus the Zacks S&P 500 composite's -5.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report

Middlefield Banc Corp. (MBCN) : Free Stock Analysis Report

This article originally published on Zacks Investment Research (zacks.com).

Zacks Investment Research