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Bank of the James

20.61

+0.16000.78%

Post-market: 20.610.00000.00%16:10 EST

Volume:10.49K

Turnover:219.11K

Market Cap:93.64M

PE:10.38

High:21.39

Open:20.81

Low:20.40

Close:20.45

52wk High:21.49

52wk Low:12.75

Shares:4.54M

Float Shares:3.83M

Volume Ratio:1.90

T/O Rate:0.27%

Dividend:0.40

Dividend Rate:1.94%

EPS(TTM):1.99

EPS(LYR):1.99

ROE:12.45%

ROA:0.89%

PB:1.17

PE(LYR):10.38

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Overview Company News Filings

Bank of the James Financial Group's (NASDAQ:BOTJ) five-year earnings growth trails the 13% YoY shareholder returns

Simply Wall St.

Bank of the James Q4 net income rises to USD 2.72 million, up 68%

Bank of the James Q4 Basic EPS USD 0.6

THOMSON REUTERS

Bank of the James Q4 Net Interest Margin 3.44%

THOMSON REUTERS

Bank of the James Announces Co-Founder Executive Retirement

Bank of the James Co-Founder J. Todd Scruggs Retires from Board and Executive Roles

Bank of the James Financial Group, Inc. Announces Retirement of Co-Founder and Director J. Todd Scruggs

THOMSON REUTERS

Director Phillip C. Jamerson Acquires Common Shares of Bank of the James

Director Phillip C. Jamerson acquires common shares of Bank of the James

Bank of the James Finl Gr Q3 EPS $0.61 Up From $0.44 YoY, Sales $12.469M Up From $11.332M YoY

Bank of the James Reports Record Quarterly Earnings and Margin Expansion

Bank of the James Q3 Net Interest Margin 3.44%

THOMSON REUTERS

Bank of the James Q3 Basic EPS USD 0.61

THOMSON REUTERS

Bank of the James Announces CFO–Cio Transition and Appointment of New Chief Financial Officer

THOMSON REUTERS

Bank of the James - Eric J. Sorenson, Jr. Appointed as Chief Financial Officer

THOMSON REUTERS

Press Release: Bank of the James Announces CFO--CIO Transition and Appointment of New Chief Financial Officer

Bank of the James Extends Loan Maturity to 2030, Adjusts Interest Rate in New Agreement with National Bank of Blacksburg

J. Todd Scruggs, Secretary-Treasurer, Reports Acquisition of Common Shares in Bank of the James

Director Addison Lewis C Acquires Common Shares of Bank of the James

Harry P. Umberger Jr., EVP - Chief Credit Officer, Acquires Common Shares of Bank of the James

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While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bank of the James published the original content used to generate this news brief via GlobeNewswire  on February 04, 2026, and is solely responsible for the information contained therein.","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260204:nNDL1JGMDz:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["SG9999014021.USD","IE00B64PRP62.GBP","BOTJ","SG9999014005.SGD","BK4211","BK4585","LU2095319765.USD","LU2210149790.SGD","LU2210150020.SGD","NDAQ","SG9999014039.USD","SG9999014013.SGD","IE00BKPKM429.USD","IE00BGHQF748.EUR","BK4112","BK4588","LU0314104364.USD","IE00B3QW5Z07.USD"],"gpt_icon":0},{"id":"2609390799","title":"Bank of the James Q4 Basic EPS USD 0.6","url":"https://stock-news.laohu8.com/highlight/detail?id=2609390799","media":"THOMSON REUTERS","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2609390799?lang=en_us&edition=fundamental","pubTime":"2026-02-05 05:00","pubTimestamp":1770238801,"startTime":"0","endTime":"0","summary":null,"market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260204:nPLX0160E0:4","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"reuters_en_live","symbols":["BOTJ","BK4211"],"gpt_icon":0},{"id":"2609390714","title":"Bank of the James Q4 Net Interest Margin 3.44%","url":"https://stock-news.laohu8.com/highlight/detail?id=2609390714","media":"THOMSON REUTERS","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2609390714?lang=en_us&edition=fundamental","pubTime":"2026-02-05 05:00","pubTimestamp":1770238801,"startTime":"0","endTime":"0","summary":null,"market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260204:nPLX0160E0:5","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"reuters_en_live","symbols":["BK4211","BOTJ"],"gpt_icon":0},{"id":"2602304355","title":"Bank of the James Announces Co-Founder Executive Retirement","url":"https://stock-news.laohu8.com/highlight/detail?id=2602304355","media":"TIPRANKS","labels":["executive"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2602304355?lang=en_us&edition=fundamental","pubTime":"2026-01-10 05:38","pubTimestamp":1767994730,"startTime":"0","endTime":"0","summary":"Bank Of The Jame Financial ( ($BOTJ) ) has shared an update. On January 5, 2026, Bank of the James Financial Group, Inc. announced the retirement o...","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":{"source":"tipranks_highlight","url":"https://www.tipranks.com/news/company-announcements/bank-of-the-james-announces-co-founder-executive-retirement?utm_source=itigerup.com&utm_medium=referral","rn_cache_url":null,"directOrigin":true},"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.tipranks.com/news/company-announcements/bank-of-the-james-announces-co-founder-executive-retirement?utm_source=itigerup.com&utm_medium=referral","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"executive","news_rank":0,"length":0,"strategy_id":0,"source":"tipranks_highlight","symbols":["BOTJ","BK4211"],"gpt_icon":0},{"id":"2602309260","title":"Bank of the James Co-Founder J. Todd Scruggs Retires from Board and Executive Roles","url":"https://stock-news.laohu8.com/highlight/detail?id=2602309260","media":"Reuters","labels":["executive"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2602309260?lang=en_us&edition=fundamental","pubTime":"2026-01-10 05:00","pubTimestamp":1767992412,"startTime":"0","endTime":"0","summary":"Bank of the James Financial Group, Inc. announced the retirement of J. Todd Scruggs from its Boards of Directors and executive roles, effective January 5, 2026. Scruggs co-founded the bank in 1998 and most recently served as Executive Vice President and Chief Investment Officer.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bank of the James published the original content used to generate this news brief via GlobeNewswire  on January 09, 2026, and is solely responsible for the information contained therein.","market":"fut","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260109:nNDL3TPY1f:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"executive","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["IE00B19Z4B17.USD","SG9999014021.USD","IE00BKPKM429.USD","BK4588","SG9999014013.SGD","IE00BGHQF748.EUR","SG9999014005.SGD","LU0314104364.USD","IE00B3QW5Z07.USD","NDAQ","LU2210149790.SGD","IE00B66KJ199.SGD","BOTJ","BK4211","ROAD","BK4129","LU2210150020.SGD","BK4585","IE00B64PRP62.GBP","SG9999014039.USD","LU2095319765.USD","IE00B7SZL793.SGD","IE0031619046.USD","BK4112"],"gpt_icon":0},{"id":"2602309417","title":"Bank of the James Financial Group, Inc. Announces Retirement of Co-Founder and Director J. Todd Scruggs","url":"https://stock-news.laohu8.com/highlight/detail?id=2602309417","media":"THOMSON REUTERS","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2602309417?lang=en_us&edition=fundamental","pubTime":"2026-01-10 05:00","pubTimestamp":1767992400,"startTime":"0","endTime":"0","summary":null,"market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260109:nTUA3VRQZD:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"reuters_en_live","symbols":["BOTJ","BK4211"],"gpt_icon":0},{"id":"2588777721","title":"Director Phillip C. Jamerson Acquires Common Shares of Bank of the James","url":"https://stock-news.laohu8.com/highlight/detail?id=2588777721","media":"Reuters","labels":["shareholding","insiderTrades"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2588777721?lang=en_us&edition=fundamental","pubTime":"2025-12-02 03:00","pubTimestamp":1764615614,"startTime":"0","endTime":"0","summary":"Phillip C. Jamerson, Director, reported the acquisition of common shares of Bank of the James Financial Group Inc. The full filing can be accessed through the link below.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bank of the James published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission , on December 01, 2025, and is solely responsible for the information contained therein.","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251201:nNDL201QQP:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":"Director Phillip C. Jamerson Acquires Common Shares of Bank of the James","news_tag":"shareholding,insiderTrades","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4211","BOTJ"],"gpt_icon":0},{"id":"2584962820","title":"Director Phillip C. Jamerson acquires common shares of Bank of the James","url":"https://stock-news.laohu8.com/highlight/detail?id=2584962820","media":"Reuters","labels":["shareholding","insiderTrades","merge"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2584962820?lang=en_us&edition=fundamental","pubTime":"2025-11-19 07:45","pubTimestamp":1763509504,"startTime":"0","endTime":"0","summary":"Phillip C. Jamerson, Director, reported the acquisition of common shares of Bank of the James Financial Group Inc. The full filing can be accessed through the link below.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bank of the James published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission , on November 18, 2025, and is solely responsible for the information contained therein.","market":"fut","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251118:nNDL7sz7k8:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":"Director Phillip C. Jamerson acquires common shares of Bank of the James","news_tag":"shareholding,insiderTrades,merge","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BOTJ","BK4211"],"gpt_icon":0},{"id":"2579170865","title":"Bank of the James Finl Gr Q3 EPS $0.61 Up From $0.44 YoY, Sales $12.469M Up From $11.332M YoY","url":"https://stock-news.laohu8.com/highlight/detail?id=2579170865","media":"Benzinga","labels":["dataReport","express"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2579170865?lang=en_us&edition=fundamental","pubTime":"2025-10-31 04:37","pubTimestamp":1761856644,"startTime":"0","endTime":"0","summary":"Bank of the James Finl Gr (NASDAQ:BOTJ) reported quarterly earnings of $0.61 per share. This is a 38.64 percent increase over earnings of $0.44 per share from the same period last year.  The company reported $12.469","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":["earning"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.benzinga.com/news/earnings/25/10/48545189/bank-of-the-james-finl-gr-q3-eps-0-61-up-from-0-44-yoy-sales-12-469m-up-from-11-332m-yoy","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":"Bank of the James Finl Gr Q3 EPS $0.61 Up From $0.44 YoY, Sales $12.469M Up From $11.332M YoY","news_tag":"dataReport,express","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BOTJ"],"gpt_icon":0},{"id":"2579177247","title":"Bank of the James Reports Record Quarterly Earnings and Margin Expansion","url":"https://stock-news.laohu8.com/highlight/detail?id=2579177247","media":"Reuters","labels":["dataReport","express"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2579177247?lang=en_us&edition=fundamental","pubTime":"2025-10-31 04:32","pubTimestamp":1761856379,"startTime":"0","endTime":"0","summary":"Bank of the James Financial Group reported unaudited financial results for the third quarter and first nine months of 2025. Net interest income for the third quarter was $8.3 million, representing a 10.5% increase compared to the previous period. The net interest margin expanded to 3.4%. Total assets grew to $1.02 billion as of September 30, 2025, up from $979.2 million at December 31, 2024. Stockholders' equity rose to $77.0 million from $64.9 million at the end of 2024, and retained earnings increased to $47.7 million from $42.8 million. Book value per share was $16.9 at the end of the third quarter, compared to $14.3 at the end of the previous year. The company reported a nonperforming loan ratio of 0.3%. The period saw growth in the loan portfolio, primarily in commercial real estate loans, and an increase in securities available-for-sale at fair value. The bank maintained a strong asset quality and reported no brokered deposits at the end of the periods.","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251030:nNDL5W3My9:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"2","news_top_title":null,"news_tag":"dataReport,express","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4211","BOTJ"],"gpt_icon":0},{"id":"2579177123","title":"Bank of the James Q3 Net Interest Margin 3.44%","url":"https://stock-news.laohu8.com/highlight/detail?id=2579177123","media":"THOMSON REUTERS","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2579177123?lang=en_us&edition=fundamental","pubTime":"2025-10-31 04:30","pubTimestamp":1761856203,"startTime":"0","endTime":"0","summary":null,"market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251030:nPLXC64939:5","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"reuters_en_live","symbols":["BOTJ","BK4211"],"gpt_icon":0},{"id":"2579129177","title":"Bank of the James Q3 Basic EPS USD 0.61","url":"https://stock-news.laohu8.com/highlight/detail?id=2579129177","media":"THOMSON REUTERS","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2579129177?lang=en_us&edition=fundamental","pubTime":"2025-10-31 04:30","pubTimestamp":1761856203,"startTime":"0","endTime":"0","summary":null,"market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251030:nPLXC64939:4","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"reuters_en_live","symbols":["BOTJ","BK4211"],"gpt_icon":0},{"id":"2579489177","title":"Bank of the James Announces CFO–Cio Transition and Appointment of New Chief Financial Officer","url":"https://stock-news.laohu8.com/highlight/detail?id=2579489177","media":"THOMSON REUTERS","labels":["executive"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2579489177?lang=en_us&edition=fundamental","pubTime":"2025-10-31 04:30","pubTimestamp":1761856201,"startTime":"0","endTime":"0","summary":null,"market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251030:nTUA3JGDD1:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"executive","news_rank":0,"length":0,"strategy_id":0,"source":"reuters_en_live","symbols":["BOTJ","BK4211"],"gpt_icon":0},{"id":"2579177482","title":"Bank of the James - Eric J. Sorenson, Jr. Appointed as Chief Financial Officer","url":"https://stock-news.laohu8.com/highlight/detail?id=2579177482","media":"THOMSON REUTERS","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2579177482?lang=en_us&edition=fundamental","pubTime":"2025-10-31 04:30","pubTimestamp":1761856201,"startTime":"0","endTime":"0","summary":null,"market":"fut","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251030:nTUA3JGDD1:2","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"reuters_en_live","symbols":["BK4211","BOTJ"],"gpt_icon":0},{"id":"2579273177","title":"Press Release: Bank of the James Announces CFO--CIO Transition and Appointment of New Chief Financial Officer","url":"https://stock-news.laohu8.com/highlight/detail?id=2579273177","media":"Dow Jones","labels":["executive"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2579273177?lang=en_us&edition=fundamental","pubTime":"2025-10-31 04:30","pubTimestamp":1761856200,"startTime":"0","endTime":"0","summary":"LYNCHBURG, Va., Oct. 30, 2025  -- Bank of the James Financial Group, Inc.  , the parent company of Bank of the James , a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc. , an SEC-registered investment advisor, today announced changes to the Bank's executive leadership to improve oversight and better coordinate financial and investment approaches.-- J. Todd Scruggs, currently serving as Chief Financial Officer, will. transition to the new role of Chief Investment Officer .-- Eric J. Sorenson, Jr., who has served as General Counsel for more than. three years and has advised the Bank and the Company on regulatory, legal,and financial matters for over 25 years, will be appointed as Chief. Mr. Sorenson has served as Executive Vice President - General Counsel of the Bank since 2022, guiding the Ban","market":"sh","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"executive","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4211","BOTJ","BK4223","CFO","CIO","BK4194"],"gpt_icon":0},{"id":"2561548115","title":"Bank of the James Extends Loan Maturity to 2030, Adjusts Interest Rate in New Agreement with National Bank of Blacksburg","url":"https://stock-news.laohu8.com/highlight/detail?id=2561548115","media":"Reuters","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2561548115?lang=en_us&edition=fundamental","pubTime":"2025-08-21 04:32","pubTimestamp":1755721935,"startTime":"0","endTime":"0","summary":"Bank of the James Financial Group, Inc. has announced a significant amendment to its existing corporate loan agreement with The National Bank of Blacksburg . Effective September 1, 2025, the revised terms under the Second Note Modification Agreement and Allonge extend the maturity date of the $11 million Secured Promissory Note to August 31, 2030, from the previous date of December 31, 2026. The interest rate has been adjusted from 3.90% to 5.65% per annum. Furthermore, the repayment schedule has been restructured to require equal monthly installments of approximately $61,000, with a final balloon payment of around $7.4 million at maturity. The company, with an outstanding principal balance of about $8.9 million as of August 31, 2025, retains the option to request a one-time recast of the amortization schedule with a prepayment of $1 million or more. This agreement reinforces Bank of the James' financial strategy while securing its obligations with a first-priority lien on approximatel","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20250820:nNDL3v65hb:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BOTJ","NKSH","BK4211"],"gpt_icon":0},{"id":"2559948977","title":"J. Todd Scruggs, Secretary-Treasurer, Reports Acquisition of Common Shares in Bank of the James","url":"https://stock-news.laohu8.com/highlight/detail?id=2559948977","media":"Reuters","labels":["shareholding","insiderTrades","express"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2559948977?lang=en_us&edition=fundamental","pubTime":"2025-08-16 00:50","pubTimestamp":1755276620,"startTime":"0","endTime":"0","summary":"J. Todd Scruggs, Secretary-Treasurer and Director, reported an acquisition of common shares of Bank of the James. The full filing can be accessed through the link below.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bank of the James published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission , on August 15, 2025, and is solely responsible for the information contained therein.","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20250815:nNDL2pfpnb:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":"J. Todd Scruggs, Secretary-Treasurer, Reports Acquisition of Common Shares in Bank of the James","news_tag":"shareholding,insiderTrades,express","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4211","BOTJ"],"gpt_icon":0},{"id":"2559957020","title":"Director Addison Lewis C Acquires Common Shares of Bank of the James","url":"https://stock-news.laohu8.com/highlight/detail?id=2559957020","media":"Reuters","labels":["shareholding","insiderTrades"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2559957020?lang=en_us&edition=fundamental","pubTime":"2025-08-14 21:15","pubTimestamp":1755177358,"startTime":"0","endTime":"0","summary":"Addison Lewis C, a Director at Bank of the James Financial Group Inc, reported the acquisition of common shares of the bank. The full filing can be accessed through the link below.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bank of the James published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission , on August 14, 2025, and is solely responsible for the information contained therein.","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20250814:nNDLXVhh6:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":"Director Addison Lewis C Acquires Common Shares of Bank of the James","news_tag":"shareholding,insiderTrades","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BOTJ","BK4211"],"gpt_icon":0},{"id":"2559960071","title":"Harry P. Umberger Jr., EVP - Chief Credit Officer, Acquires Common Shares of Bank of the James","url":"https://stock-news.laohu8.com/highlight/detail?id=2559960071","media":"Reuters","labels":["shareholding"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2559960071?lang=en_us&edition=fundamental","pubTime":"2025-08-13 22:30","pubTimestamp":1755095447,"startTime":"0","endTime":"0","summary":"Harry P. Umberger Jr., EVP - Chief Credit Officer, reported an acquisition of common shares of Bank of the James Financial Group Inc. The full filing can be accessed through the link below.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bank of the James published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission , on August 13, 2025, and is solely responsible for the information contained therein.","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20250813:nNDL7cBByP:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"shareholding","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4211","BOTJ"],"gpt_icon":0}],"pageSize":20,"totalPage":2,"pageCount":1,"totalSize":21,"code":"91000000","status":"200"}]}}