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Chindata Group Holdings Ltd

8.45

+0.0000

Volume:- -

Turnover:- -

Market Cap:3.10B

PE:26.88

High:8.45

Open:8.45

Low:8.45

Close:8.45

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Overview Company News Filings

3 Signs Opening a Roth IRA Could Be the Best Retirement Move You Make in 2025

Cantex Expands North Rackla Project with Promising Drilling Results

Has Congress Stolen Trillions From Social Security? The Answer Is Clear as Day.

Have Cash to Stash? Here's Where You Can Earn the Most

CD Projekt price target raised to PLN 95 from PLN 92 at JPMorgan

Forget CDs, Even With Rates Over 4%. Here's Where to Put Your Money Instead

Top CD Rates Today, Jan. 16, 2025 - 15 Choices for Locking In 4.60% or Better

Instead of Lowering CD Rates, These Two Big Banks Just Raised Theirs

FDA Okays LLY's Omvoh for Second Inflammatory Bowel Disease Condition

Opera GX unveils Cyberpunk 2077 hub - bringing the game's entire universe directly into the browser

Top CD Rates Today, Jan. 15, 2025 - A Baker's Dozen of Upper-4% Options—Plus One at 5.50%

Is a New Stimulus Check Headed Your Way? Here Are 3 Smart Ways to Make the Most of It

Top CD Rates Today, Jan. 14, 2025 - Lock In 5.50% Until September, or 4.50% to 2026

Top CD Rates Today, Jan. 13, 2025 - Only 4 Offers Still Guarantee 4.75% or Higher

If You're One of the 4.1 Million People Retiring in 2025, Open a CD Before Rates Decrease

Top CD Rates Today, Jan. 10, 2025 - Surprise 5.50% APY Holds, While 1-Year Rate Falls

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The 8-month CD allows deposits up to $5,000.Alternatively, you can choose from 14 other CDs that pay at least 4.60%—offering various terms and bigger deposit allowances. That includes a 9-month offer of 4.85% from Tampa Bay Federal Credit Union.To stretch your rate longer, several institutions are offering 1-year and 18-month CDs at 4.50%, guaranteeing that return until 2026.Credit Human is the rate leader for 2-year and 3-year CDs, offering up to 4.40%, while Transportation Federal Credit Union pays the best long-term rates, letting you lock in 4.40% for 5 years.The Fed's December rate cut has triggered many banks and credit unions to reduce rates in 2025. So if you're shopping today's best CDs, it's wise to lock in as soon as you can.Below you'll find featured rates available from our partners, followed by details from our ranking of the best CDs available na","market":"us","thumbnail":"https://www.investopedia.com/thmb/FE3Gvy8_PEh2RwMmBFjT9sV-aHg=/8256x5504/filters:no_upscale():max_bytes(150000):strip_icc()/DjelicS-24e72301187a42db84d4ccd0d84d269d.jpg","type":0,"news_type":0,"thumbnails":["https://www.investopedia.com/thmb/FE3Gvy8_PEh2RwMmBFjT9sV-aHg=/8256x5504/filters:no_upscale():max_bytes(150000):strip_icc()/DjelicS-24e72301187a42db84d4ccd0d84d269d.jpg"],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.investopedia.com/top-cd-rates-today-jan-16-2025-15-choices-for-locking-in-4-60-or-better-8776201","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"investopedia_highlight","symbols":["US2Y.BOND","US6M.BOND","US7Y.BOND","BK4116","US3Y.BOND","US12M.BOND","US10Y.BOND","US30Y.BOND","US5Y.BOND","CD"],"gpt_icon":0},{"id":"2504927301","title":"Instead of Lowering CD Rates, These Two Big Banks Just Raised Theirs","url":"https://stock-news.laohu8.com/highlight/detail?id=2504927301","media":"Investopedia","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2504927301?lang=en_us&edition=fundamental","pubTime":"2025-01-17 06:45","pubTimestamp":1737067532,"startTime":"0","endTime":"0","summary":"With the Federal Reserve already three cuts into a new rate-reduction phase, CD yields have been drifting lower over the last few months.But two large U.S. banks—Marcus by Goldman Sachs and Synchrony Bank—moved the other way today.Marcus boosted rates for seven CDs ranging from 9 months to 6 years, while Synchrony upped its 13-month APY.While these rate bumps are welcome, you can still earn quite a bit more by shopping our daily rankings of the best nationwide CD rates, most of which are offered by smaller banks and credit unions.Note that FDIC and NCUA insurance provide identical federal protection of your deposits—no matter the size of the institution.Most CD Rates Are Down in 2025—But These Eight Pay More Today Than Yesterday. If you're willing to venture to an institution that may not be quite as familiar to you as the biggest U.S. banks, our daily ranking of the b","market":"fut","thumbnail":"https://www.investopedia.com/thmb/-2DSJ_ZIhCCyGtBj0aPk9cTLhUE=/8660x5773/filters:no_upscale():max_bytes(150000):strip_icc()/SrdjanPav-9723a3c7a22140c4954915fed673a87e.jpg","type":0,"news_type":0,"thumbnails":["https://www.investopedia.com/thmb/-2DSJ_ZIhCCyGtBj0aPk9cTLhUE=/8660x5773/filters:no_upscale():max_bytes(150000):strip_icc()/SrdjanPav-9723a3c7a22140c4954915fed673a87e.jpg"],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.investopedia.com/instead-of-lowering-cd-rates-these-two-big-banks-just-raised-theirs-8776039","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"investopedia_highlight","symbols":["LU2237443549.SGD","IE0034235188.USD","IE00BSNM7G36.USD","US30Y.BOND","BK4116","BK4516","BK4552","LU2237438978.USD","LU2237443622.USD","IE0004091025.USD","BK4127","LU2237443465.HKD","BK4588","LU1668664300.SGD","LU2237443895.HKD","US10Y.BOND","US3Y.BOND","IE0002270589.USD","US2Y.BOND","IE00B19Z3581.USD","LU2237443382.USD","US5Y.BOND","LU2237443978.SGD","LU1791807156.HKD","BK4585","LU0106831901.USD","US6M.BOND","CD","IE00B19Z3B42.SGD","IE00BFXG1179.USD","BK4550","BK4504","IE0004086264.USD","US12M.BOND","US7Y.BOND","BK4533"],"gpt_icon":0},{"id":"2503291337","title":"FDA Okays LLY's Omvoh for Second Inflammatory Bowel Disease Condition","url":"https://stock-news.laohu8.com/highlight/detail?id=2503291337","media":"Zacks","labels":["productRelease"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2503291337?lang=en_us&edition=fundamental","pubTime":"2025-01-16 20:49","pubTimestamp":1737031740,"startTime":"0","endTime":"0","summary":"Eli Lilly and Company LLY announced that the FDA has granted approval to its drug, Omvoh , for its second inflammatory bowel disease  condition, Crohn's disease , in the United States. Omvoh was approved for its first IBD indication, moderately to severely active ulcerative colitis , in 2023. The drug is currently approved for UC in 44 countries.The approval of Omvoh for moderately to severely active CD in adults was based on data from the VIVID 1 study. The study met both its co-primary endpoints, showing significant improvement in clinical remission and endoscopic response at one year.Lilly is also studying Omvoh in theVIVID-2 open-label extension  study, evaluating the drug for up to three years in adults with moderately to severely active Crohn's disease. Among the patients who achieved clinical remission and endoscopic response at one yearin the VIVID-1 study, almost 90% maintained clinical remission with two years of continuous treatment with Omvoh in VIVID-2 OLE study.Lilly’s st","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://finance.yahoo.com/news/fda-okays-llys-omvoh-second-124900551.html","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"productRelease","news_rank":0,"length":0,"strategy_id":0,"source":"yahoofinance","symbols":["LU0170899867.USD","IE00BDGV0183.EUR","SG9999001440.SGD","SG9999015952.SGD","LU0310800379.SGD","LU0070302665.USD","LU1244550221.USD","SG9999015978.USD","LU1267930573.SGD","LU1066051811.HKD","MRK","LU0553294199.USD","LU1868837300.USD","LLY","LU1718418525.SGD","BK4534","SG9999014906.USD","SGXZ31699556.SGD","SNY","LU0097036916.USD","CD","ABBV","IBD","BK4588","LU0109391861.USD","LU1934455194.USD","LU0114720955.EUR","LU0354030438.USD","IE00BFXG1179.USD","LU1934455863.HKD","LU0545039389.USD","IE00BJT1NW94.SGD","LU0861579265.USD","BK4550","SG9999003800.SGD","CHMP","LU0208291251.USD","BK4599","LU2089283258.USD","SG9999014567.USD","LU0320765489.SGD","LU1941712348.USD","SGXZ99366536.SGD","LU0949170772.SGD","LU0965509010.AUD","BK4516","LU0882574139.USD","LU2023251221.USD","SG9999011175.SGD","LU1244550494.USD"],"gpt_icon":1},{"id":"2503296281","title":"Opera GX unveils Cyberpunk 2077 hub - bringing the game's entire universe directly into the browser","url":"https://stock-news.laohu8.com/highlight/detail?id=2503296281","media":"PR Newswire","labels":["productRelease"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2503296281?lang=en_us&edition=fundamental","pubTime":"2025-01-16 18:14","pubTimestamp":1737022440,"startTime":"0","endTime":"0","summary":"OSLO, Norway, Jan. 16, 2025 /PRNewswire/ -- Norwegian browser company Opera [NASDAQ: OPRA] is unveiling the Opera GX hub, a new feature designed to blend the universes of its users' favorite games directly into the browser. Starting with the Cyberpunk 2077 hub, this new addition to Opera GX brings players closer to their favorite titles than ever before, making it possible for them to use the web while never leaving Night City. They can now browse with the full Cyberpunk 2077 soundtrack playing in the background, have webpages displayed in the dystopian Cyberpunk 2077 style, and get direct access to streams, modding guides, news from the game and much more – all within the browser.This is not the first collaboration between Opera GX and CD PROJEKT RED. Last year Opera GX released a customizable Cyberpunk 2077 mod, which has been downloaded over 1.3 million times. Now, Opera GX is taking it a step further by offering a feature no other browser has: full integration with the Cyberpunk 20","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":{"source":"yahoofinance","url":"https://finance.yahoo.com/news/opera-gx-unveils-cyberpunk-2077-101400452.html","rn_cache_url":null,"customStyle":"img, svg { display: none !important; }","selectors":"article","filters":"","directOrigin":true},"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://finance.yahoo.com/news/opera-gx-unveils-cyberpunk-2077-101400452.html","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"productRelease","news_rank":0,"length":0,"strategy_id":0,"source":"yahoofinance","symbols":["OPRA","BK4108","LU2357305700.SGD","BK4507","LU0882574139.USD","LU0006306889.USD","LU1046421795.USD","BK4534","IE00B19Z9505.USD","LU1069344957.HKD","SGXZ99366536.SGD","NFLX","BK4551","LU0106261372.USD","BK4116","SG9999004303.SGD","IE00BQXX3F31.USD","LU0079474960.USD","BK4585","LU1429558221.USD","BK4524","LU1720051017.SGD","LU2264538146.SGD","LU1548497426.USD","LU2237957811.SGD","LU0256863902.USD","LU1035775433.USD","LU0868494617.USD","BK4532","IE00BQXX3C00.GBP","CD","LU0942090050.USD","BK4566","LU0097036916.USD","LU1814569148.SGD","LU1988902786.USD","LU1823568750.SGD","LU0417517546.SGD","BK4548","LU1989764664.SGD","SGXZ23171101.USD","BK4023","IE00BQXX3D17.EUR","LU1720051108.HKD","IE00BKPKM429.USD","LU0082616367.USD","BK4581","LU0719512351.SGD","BK4587","LU2326559502.SGD"],"gpt_icon":1},{"id":"2503015116","title":"Top CD Rates Today, Jan. 15, 2025 - A Baker's Dozen of Upper-4% Options—Plus One at 5.50%","url":"https://stock-news.laohu8.com/highlight/detail?id=2503015116","media":"Investopedia","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2503015116?lang=en_us&edition=fundamental","pubTime":"2025-01-16 06:40","pubTimestamp":1736980838,"startTime":"0","endTime":"0","summary":"After expiring at the end of last year, Nuvision Credit Union's nation-leading 5.50% certificate returned to the market earlier this month. The 8-month CD allows deposits up to $5,000.If you want to make a bigger deposit or lock in for a different term, you can choose from 13 other CDs that pay at least 4.60%. That includes a 9-month offer from Tampa Bay Federal Credit Union at 4.85%.To stretch your rate longer, the leading 1-year and 18-month CDs will let you lock in 4.50% until 2026. Those offers are available from several institutions.Credit Human is the rate leader for 2-year and 3-year CDs, offering up to 4.40%, and Transportation Federal Credit Union pays the best long-term rates, letting you lock in 4.40% for 5 years.The Fed's December rate cut has triggered many banks and credit unions to reduce rates in 2025. So if you're shopping today's best CDs, it's wise to lock in as soon as you can.Below you'll find featured rates available from our partners, followed by details from our","market":"fut","thumbnail":"https://www.investopedia.com/thmb/zNdyGDZRaQb10ENNdJJR0iWU08c=/7360x4912/filters:no_upscale():max_bytes(150000):strip_icc()/kupicoo-1cca479b683044eda50759e74022c056.jpg","type":0,"news_type":0,"thumbnails":["https://www.investopedia.com/thmb/zNdyGDZRaQb10ENNdJJR0iWU08c=/7360x4912/filters:no_upscale():max_bytes(150000):strip_icc()/kupicoo-1cca479b683044eda50759e74022c056.jpg"],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.investopedia.com/top-cd-rates-today-jan-15-2025-a-bakers-dozen-of-upper-4-options-plus-one-at-5-50-8775382","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"investopedia_highlight","symbols":["US5Y.BOND","US10Y.BOND","US30Y.BOND","US2Y.BOND","US6M.BOND","US7Y.BOND","BK4116","CD","US3Y.BOND","US12M.BOND"],"gpt_icon":0},{"id":"2503635214","title":"Is a New Stimulus Check Headed Your Way? Here Are 3 Smart Ways to Make the Most of It","url":"https://stock-news.laohu8.com/highlight/detail?id=2503635214","media":"Investopedia","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2503635214?lang=en_us&edition=fundamental","pubTime":"2025-01-15 06:50","pubTimestamp":1736895002,"startTime":"0","endTime":"0","summary":"About 1 million individual taxpayers will automatically receive payments in January of up to $1,400 per person, if they missed claiming a stimulus credit on their 2021 tax return.Since the payments are per individual, a couple could receive $2,800, or a family of four, $5,600.But you can turn those figures into much bigger amounts by stashing the money in a high-yield savings account, a top-paying money market account, or one of today's best nationwide CDs.Rates are near historic highs right now, with dozens of options in the 4% range—and even one CD that's paying 5.50%.The full article continues below these offers from our partners.Who Is Getting IRS Stimulus Checks in January?The maximum payment is $1,400, but those with incomes beyond a certain threshold may receive less. The payments are per individual, meaning an eligible married couple could receive up to $2,800, or a family of four might receive $5,600.One of the easiest ways to earn a great return on your cash is to dump it int","market":"us","thumbnail":"https://www.investopedia.com/thmb/nGxN3JNjfvF4HdeMo1qn0hoSSYo=/5123x3419/filters:no_upscale():max_bytes(150000):strip_icc()/JoseLuisPelaezInc-0a70868480004366904b862406493d52.jpg","type":0,"news_type":0,"thumbnails":["https://www.investopedia.com/thmb/nGxN3JNjfvF4HdeMo1qn0hoSSYo=/5123x3419/filters:no_upscale():max_bytes(150000):strip_icc()/JoseLuisPelaezInc-0a70868480004366904b862406493d52.jpg"],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.investopedia.com/is-a-new-stimulus-check-headed-your-way-here-are-3-smart-ways-to-make-the-most-of-it-8774377","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"investopedia_highlight","symbols":["US5Y.BOND","US3Y.BOND","BK4205","US6M.BOND","BK4233","US30Y.BOND","BK4116","US10Y.BOND","US2Y.BOND","US7Y.BOND","CD","IRS","US12M.BOND"],"gpt_icon":0},{"id":"2503333766","title":"Top CD Rates Today, Jan. 14, 2025 - Lock In 5.50% Until September, or 4.50% to 2026","url":"https://stock-news.laohu8.com/highlight/detail?id=2503333766","media":"Investopedia","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2503333766?lang=en_us&edition=fundamental","pubTime":"2025-01-15 06:05","pubTimestamp":1736892326,"startTime":"0","endTime":"0","summary":"Four nation-leading CDs guarantee APYs of 4.75% or higher, including Nuvision Credit Union's certificate locking in 5.50% for 8 months.If an 8-month term isn't what you're looking for, the leading 1-year and 18-month rates let you lock in 4.50% until 2026. Those offers are available from several institutions.Credit Human is the rate leader for 2-year and 3-year CDs, offering up to 4.40%, and Transportation Federal Credit Union pays the best long-term rates, letting you lock in 4.40% for 5 years.The Fed's December rate cut has triggered many banks and credit unions to reduce rates in 2025. So if you're shopping today's best CDs, it's wise to lock in as soon as you can.Nation-Leading 5.50% Offer Locks In APY Until Fall. Two weeks ago, we announced the end of the 5%-plus era for CD rates. Since November 2022, you could earn at least 5% with the top nationwide CD, with several periods in that stretch offering dozens of 5%-or-better CDs—and rates even reaching as high as 6.50% in late 2023.","market":"nz","thumbnail":"https://www.investopedia.com/thmb/99QaZAXWCzlFwsr_SJLZY6dzkNQ=/5036x3227/filters:no_upscale():max_bytes(150000):strip_icc()/mapodile-e693efd1d0444d1d9f18edc0ca993dd9.jpg","type":0,"news_type":0,"thumbnails":["https://www.investopedia.com/thmb/99QaZAXWCzlFwsr_SJLZY6dzkNQ=/5036x3227/filters:no_upscale():max_bytes(150000):strip_icc()/mapodile-e693efd1d0444d1d9f18edc0ca993dd9.jpg"],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.investopedia.com/top-cd-rates-today-jan-14-2025-lock-in-5-50-until-september-or-4-50-until-2026-8774625","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"investopedia_highlight","symbols":["BK4116","US5Y.BOND","US2Y.BOND","US3Y.BOND","US30Y.BOND","US6M.BOND","US7Y.BOND","CD","US12M.BOND","US10Y.BOND"],"gpt_icon":0},{"id":"2503526525","title":"Top CD Rates Today, Jan. 13, 2025 - Only 4 Offers Still Guarantee 4.75% or Higher","url":"https://stock-news.laohu8.com/highlight/detail?id=2503526525","media":"Investopedia","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2503526525?lang=en_us&edition=fundamental","pubTime":"2025-01-14 05:38","pubTimestamp":1736804284,"startTime":"0","endTime":"0","summary":"Four nation-leading CDs guarantee APYs of 4.75% or higher, including Nuvision Credit Union's certificate locking in 5.50% for 8 months.However, Nuvision's offer has a stated expiration date of Jan. 31, and the credit union could decide to end the deal at any time.If an 8-month term isn't what you're looking for, the leading 1-year and 18-month rates are now down to 4.50%. Those offers are available from several institutions.Credit Human is the rate leader for 2-year and 3-year CDs, offering up to 4.40%, and Transportation Federal Credit Union pays the best long-term rates, letting you lock in 4.40% for 5 years.The Fed's December rate cut has triggered many banks and credit unions to reduce rates in 2025. So if you're shopping today's best CDs, it's wise to lock in as soon as you can.Below you'll find featured rates available from our partners, followed by details from our ranking of the best CDs available nationwide.Among CDs that will lock your return into later 2026 or as far as 2027","market":"hk","thumbnail":"https://www.investopedia.com/thmb/SkB0DJkDMCvKS417p52gsdCCPa0=/6817x4300/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-8459223021-c260138a65f84ff8a8e888705d648e76.jpg","type":0,"news_type":0,"thumbnails":["https://www.investopedia.com/thmb/SkB0DJkDMCvKS417p52gsdCCPa0=/6817x4300/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-8459223021-c260138a65f84ff8a8e888705d648e76.jpg"],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.investopedia.com/top-cd-rates-today-jan-13-2025-only-4-offers-still-guarantee-4-75-or-higher-8773784","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"investopedia_highlight","symbols":["US10Y.BOND","US12M.BOND","US30Y.BOND","US3Y.BOND","BK4116","CD","US6M.BOND","US7Y.BOND","US2Y.BOND","US5Y.BOND"],"gpt_icon":0},{"id":"2502808549","title":"If You're One of the 4.1 Million People Retiring in 2025, Open a CD Before Rates Decrease","url":"https://stock-news.laohu8.com/highlight/detail?id=2502808549","media":"Investopedia","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2502808549?lang=en_us&edition=fundamental","pubTime":"2025-01-11 18:45","pubTimestamp":1736592300,"startTime":"0","endTime":"0","summary":"More than 4.1 million Americans are expected to retire this year, according to one report.If you don’t have a retirement account that can help you sustain your living expenses, consider opening a CD with a high interest rate before rates drop later this year.If you’re one of the many retirees in 2025 who don’t have retirement accounts and plan to rely on savings and Social Security income, it’s important to consider your options. You don’t want to run the risk of outliving your savings and you can only contribute to a Roth IRA after retirement if you have earned income and meet eligibility requirements. So, if you plan to travel or spend time with family instead of work, you’ll need to seek other options.Though rates have dropped a bit since then due to Fed rate cuts, they’re still much higher than they were four years ago. 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